Interest Bearing Checking

Nanuri NOW Checking Account
This is an interest-bearing checking account with unlimited check writing and is available only to individuals, sole proprietors, non-profit organizations, and government entities.

Feature and benefits
$500.00 minimum opening deposit No monthly service fee will be imposed if a minimum daily balance of $2,500.00 or an average daily balance of $5,000.00 is maintained.¹ Unlimited deposits and withdrawals Monthly statement with cancelled check images Earn interest on the entire account balance; higher balance tiers may earn greater interest rate	Interest is compounded and credited to your account on a monthly basis Free Access to Internet Banking Customer Call Center ATM / VISA Debit Card² Automated Telephone Banking e-Notice Service (Fax Banking & various notifications)

My Dream Money Market Account
This flexible account allows you to accrue interest on your balance and also allows for limited check writing. Sweep additional funds from your regular checking account and place them in a money market account to earn interest on those funds.

Feature and benefits
$50,000.00 minimum opening deposit No monthly service fee will be imposed if a minimum daily balance of $25,000.00 or an average daily balance of $50,000.00 is maintained.¹ Unlimited deposits and withdrawals at a branch³ Earn interest on entire money market account balance; higher balance tiers may earn greater interest rates Interest is compounded and credited to your account on a monthly basis	The account can be linked with a checking account to sweep the excess balance from the checking account to maximize interest earnings Free Access to Internet Banking Customer Call Center Automated Telephone Banking e-Notice Service (Various notifications)

Business Money Market Account
This is a flexible account that allows you to accrue interest on your balance with limited check writing. Sweep additional funds from your regular checking account and place them in a money market account to earn interest on these funds.

Feature and benefits
$1,000 minimum opening deposit Earn interest on entire account balance Limited check writing & preauthorized funds transfers to another account(s) or third party(s) Unlimited over-the-counter withdrawal Account fees are waived if minimum daily balance requirement are met.	Free Access to Internet Banking Automated Telephone Banking Customer Call Center e-Notice Service (Fax banking & Various notifications)

Other terms and fees may apply and are subject to change without prior notice except as required by law. Refer to product disclosure for complete list of fees or contact a Customer Account Representative for further assistance.

¹Average Daily Balance is calculated by adding the principle balance in the account for each day of the statement cycle and dividing the total amount by the number of days in the statement cycle.

²Access through the Nara Bank network is free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider.

³Transfer of funds from this account to another or to a third party by preauthorized, automatic, or telephone transfers are limited to six (6) per month. Each debit in excess of limitation will be imposed a $10.00 fee. Nara Bank reserves the right to convert your account to a non-interest bearing account or to close the account if limitations are violated frequently. Please ask for details.